UMBRELLA
THE
SURVIVAL
PLAN
MEET
MORGAN
Morgan is young, eager and just landed her first real job. In school, she used her credit card a little too often, and now has some debt starting to pile up on top of her student loans. She probably spends a little too much on coffee and eating out. She hasn’t even begun to think about things like owning a home, starting a family, or retirement. She is just trying to figure out how to pay for her car loan and the next trip she wants to take with her friends. The reality is, she really doesn’t look at her bank account or have a clear idea on where all her money goes, but she knows that she needs to get a handle on it ASAP but she isn’t really sure where to start.
WHAT’S NEXT?
Morgan needs to start developing the foundation for Financial Fitness by learning good spending and saving habits which will help her thrive in the future.
THINGS TO FOCUS ON
- Create and Use a Budget
- Begin Personal Savings
- Improve Credit
- Reduce Debt
THE
SURVIVAL
PLAN
The UIG Survival Plan will help you develop the critical financial habits that build a foundation of Financial Fitness for your entire life. It combines the services that will help you start strong, or get you back on the right path.
Wondering where to start on your path to financial health? Get started with your personalized Journey™ action plan.
Journey™ by Lifecents is a financial wellness application designed to help you manage and overcome the most common challenges you will encounter on your financial journey. Access Journey™ to get started with:
KEY FEATURES
- Your Financial Health Report
- Financial Management Goal System
- Personalized Badges & Challenges
- Financial Connections & Tools
Simplify is a financial software that allows you to easily manage your entire financial life in one secure place so you can reach your goals faster.
Here’s just a few things you can do with Simplify:
PERSONAL FEATURES
- See all accounts in one place
- Gain insights into your spending, saving and retirement goals
- Categorize transactions
- Get spending analysis
- Set and track goals
- Manage debt
BUSINESS FEATURES
- Track and monitor tax deductions
- Automate expense tracking
- Ensure you never miss a tax deduction
- Track income & expenses
- Track mileage
- Get profit & loss statements
With Tax Chat, tax experts provide you with advice, planning and audit assistance to help you avoid mistakes, penalties and interest. They help make your year-end tax preparation feel painless and frustration free!
KEY FEATURES
- Advice from tax professionals.
- Unlimited advice on federal taxes.
- Free tax return preparation for 1040EZ per household.
- Business Returns and Bookkeeping
- IRS Notices & Tax Resolution
- Member portal with tax tips, tax law changes, advice and more
THE
SURVIVAL
PLAN
No matter what you have experienced in the past, we’re eager to help you develop healthy spending and saving habits to get out of debt, break the paycheck-to-paycheck cycle and ultimately get out of survival mode
When you sign up for an Umbrella Financial Fitness Plan, your immediate family also has access to your perks and services.
SURVIVAL PLAN PRICE
$24.95
MONTHLY SUBSCRIPTION
Subscription cost is recurring and will be billed to your account monthly until cancelled.