For Preserving Wealth



Kevin and Susan have worked hard their entire lives. They have raised a family. They both have jobs. Kevin has worked in the same company for 15 years in sales, and Susan recently was hired by the local school as an administrative assistant. Their kids are moving out, and they have a nagging feeling they need to be doing more with their money. They worry about investments and retirement. They want to make sure they can plan for their future needs and still spend more time with those they love.

Kevin and Susan need guidance to protect themselves from unnecessary taxes, manage their money to achieve the goals they have for retirement and legal advice to help leave a legacy for their kids.

  • Greater Tax Sensativity
  • Preserving Wealth
  • Estate Planning




The Freedom Plan offers our most comprehensive group of services available.

Wondering where to start on your path to financial health? Get started with your personalized Journey™ action plan.

Journey™ by Lifecents is a financial wellness application designed to help you manage and overcome the most common challenges you will encounter on your financial journey. Access Journey™ to get started with:

  • Your Financial Health Report
  • Financial Management Goal System
  • Personalized Badges & Challenges
  • Financial Connections & Tools

Simplify is a financial software that allows you to easily manage your entire financial life in one secure place so you can reach your goals faster.

Here’s just a few things you can do with Simplify:

  • See all accounts in one place
  • Gain insights into your spending, saving and retirement goals
  • Categorize transactions
  • Get spending analysis
  • Set and track goals
  • Manage debt
  • Track and monitor tax deductions
  • Automate expense tracking
  • Ensure you never miss a tax deduction
  • Track income & expenses
  • Track mileage
  • Get profit & loss statements

Ask Advisory gives you access to our knowledgeable financial counselors to answer your questions on everything from establishing credit and starting a college fund to exploring retirement options. Get confidential guidance and advice 24/7 about budgeting, debt consolidation, health care expenses, credit cards, taxes and more.

  • 24/7 Access to Financial Counselors
  • Free confidential counseling by phone.
  • Free Financial calculators
  • Access to Online Financial Resource Center (informative articles and other resources to help you plan ahead).

With Tax Chat, tax experts provide you with advice, planning and audit assistance to help you avoid mistakes, penalties and interest. They help make your year-end tax preparation feel painless and frustration free!

  • Advice from tax professionals.
  • Unlimited advice on federal taxes.
  • Free tax return preparation for 1040EZ per household.
  • Business Returns and Bookkeeping
  • IRS Notices & Tax Resolution
  • Member portal with tax tips, tax law changes, advice and more

Need a will, power of attorney or rental agreement? UIG’s online legal document creation tool called LawAssure Enhanced helps you save hundreds of dollars in attorneys fees to create your own high-quality documents to protect your family and assets.

  • Create legal documents online such your will, living trust, healthcare directive, lease agreement, etc
  • Securely share your documents with trusted advisors or an attorney
  • Safely store and edit your documents, or export them for printing and signature

One of the best things you can do for your credit score is ensure that you’re protected from fraud and identity theft. ID Sanctuary provides you with personalized attention from fraud specialists, resources and more.

  • Unlimited 24/7 restoration assistance
  • Step-by-step guidance through the identity restoration process
  • Protecting your children’s social security numbers
  • Document replacement assistance
  • Credit inquiry activity alerts
  • One bureau credit report, credit score and monitoring

Don’t settle for full price! Before you shop, be sure to access MyVIP Savings application which makes shopping easy, rewarding and fun. Earn cash back on purchases made through a convenient online mall and save up to 80% on thousands of deals, promo codes, and free shipping offers.

  • Over 3,000 of the most popular stores all on one site
  • Shop and compares prices from over 100 million products
  • CashBack button browser extension
  • Mobile app from App Store or Google Play
  • Between 3,000-5,000 daily deals offering up to 80% off

With Global Travel Assist protect yourself and your loved ones, anytime you travel 100 miles or more from home, with a global network of doctors, assistance personnel and emergency benefits. You’ll be safe and sound from air to ground.

  • Emergency medical evacuation
  • Lost or stolen documents assistance
  • Coordination of medical payments
  • Legal consultation and referral.
  • Transportation to join a family member in the hospital
  • Political and natural disaster evacuation
  • Return of mortal remains

If you need an emergency tow, a flat tire changed, a jump start or fuel delivered, Roadside Assist is there for you. Advisors will get you the help you need when you need it. Drive with confidence — safely and securely.

  • Fuel or oil delivery
  • Fix flat tire
  • Jump-start a dead batter
  • Emergency towing
  • 24/7 service




The UIG Freedom Plan will help you secure what you have, and reach the goals you have for the future so can spend your time with the people and things that really matter.

When you sign up for an Umbrella Financial Fitness Plan, your immediate family also has access to your perks and services.




Subscription cost is recurring and will be billed to your account monthly until cancelled.