- Nelson Mandela

“IT ALWAYS

SEEMS IMPOSSIBLE

UNTIL IT’S DONE”

Welcome to the Umbrella International Group’s
Services Guide 2018.

DID YOU KNOW?

62% of Americans have only enough savings to pay for a $500 or $1,000 emergency.

56% of people have less than $1,000 in their checking and savings accounts combined.

$6,885 is the credit card balance of the average American household.

If this sounds familiar, you’re not alone…you’re just like most Americans!

Everyone deserves to prosper.

Most of us as children, were taught to care for our health. We were taught the importance of eating right, getting exercise and a good night’s sleep all important steps in maintaining physical health. But very few of us were ever taught how to maintain our financial health.

Nearly 50 million people in this country are working hard every day to make ends meet. They’re doing everything right to provide for their families. Many of them hold two or three jobs. They pay their taxes. And yet they’re barely making ends meet – let alone making a better life for themselves. They lack access to resources and tools to take advantage of opportunities that are already available to a select few. When most of the people in our country are just getting by rather than getting ahead, something is broken. Umbrella International Group is working to make it right by building new pathways to prosperity.

For the first time, we’re making these financial tools are equally available to all, regardless of one’s current income, credit score, savings account or circumstance. We call that Financial Inclusion – the equal availability of financial services based on your specific needs, without discrimination. Now’s the time to start taking control of your financial health. We are here to give you power and means to reach your individual dreams through financial fitness.

FINANCIAL

FITNESS

Being financially fit is a way of living. Life is about the experiences you can create today. Not tomorrow, but now. We’re here to guide you to financial fitness so that you can have more life experiences now and in the future. Because when you take control of your money and embrace your own financial fitness today, living looks a lot like thriving.

YOU CAN, AND WILL!

Everything you need to be financially fit is already inside of you. You don’t need a degree in economics or even a subscription to the Wall Street Journal. We will show the way, give you the tools you need so that you can build a castle of your own dreams.

FITNESS CHECKLIST
  • Minimize financial stress
  • Spend less than you earn
  • Avoid high-interest debt
  • Set money aside for a rainy day
  • Protect income and assets
  • Plan for future financial goals
UMBRELLA'S

PERSONAL

FINANCIAL

SERVICES

TOMORROW IS IMPORTANT, BUT LIFE IS HAPPENING TODAY!

Now’s the time to start taking control of your financial health. Our memberships can give you access to services that will guide you to true financial fitness. Our services help you master your money, not the other way around. Use our tools and improve your financial IQ to manage money day-to-day, achieve longer-term goals and empower you to make good financial decisions and habits.

We believe in Financial Fitness for all. Our plans are shaped by three foundational elements:

1

MANAGE YOUR MONEY DAY-TO-DAY

Discover your personal financial leaks – where money seems to spill out – and start keeping more of what you earn

2

ACHIEVE YOUR
FINANCIAL GOALS

What’s your dream? Get on the path to saving, investing, planning for retirement and achieving prosperity.

3

PROTECT AGAINST RISK

Protect your wealth and prepare for risks such as identity theft, unexpected legal issues, estate and tax planning.